What is the healthcare system like in Netherlands?

Netherlands has a healthcare quality index of 85/100. A doctor visit is listed as Covered by insurance, and private health insurance is listed as Approx. 120-150 EUR/month. A comparable national English-speaker percentage is not available.

What is the climate like in Netherlands?

Netherlands has an average temperature of 10.3. The comparable climate indicator records 13 wet days of at least 10 mm per year. Sunshine hours and preferred travel months are not included in this dataset.

Country research

Retire in Netherlands

Retirement planning in Netherlands depends on its local cost levels, healthcare coverage, safety record, climate, and residence rules. This page combines comparable national indicators with city-level planning ranges.

At a glance Costs and planning

61.1Overall research score

98.6Safety index

At a glance

The first numbers to check before you compare destinations.

Cost of living64.8/100Relative PPP score; lower is cheaper

Safety98.6/100Safety index

Healthcare85/100Quality index

Average temperature10.3°CYearly average

Why Netherlands

A practical starting point for deciding whether the country fits your plans.

Whether Netherlands fits your retirement depends on budget, healthcare eligibility, climate preferences, and the residence route available to you. Compare the city ranges and verify current rules before moving.

What stands out

Established healthcare and transport infrastructure
EU access.

Costs and planning

Monthly essentials, taxes, and residency details in one view.

Housing

One bedroom, city center: 1400-2000 EUR
One bedroom, suburbs: 1000-1600 EUR
Three bedrooms, city center: 2500-4000 EUR

Monthly essentials

Groceries: 400-600 EUR
Restaurant meal: Varies by city and provider
Utilities: 220-320 EUR
Health insurance: Approx. 120-150 EUR/month

Residency and taxes

Visa or permit: No dedicated retirement visa; residence depends on another eligible route
Minimum annual income: Not listed
Processing time: Varies by pathway
Income tax: 49.5% Max. CGT: 33% (Deemed Income Tax). Inherit: Progressive 30−40%.

Safety, climate, and healthcare

The conditions that shape everyday life after the move.

Safety

Safety index: 98.6/100
Intentional homicide: 0.007 per 1,000 (latest comparable national rate)
Police response: Not published as a comparable national statistic; varies by city

Climate and healthcare

Sunshine: Not listed
Rainfall days ≥10 mm: 13 days per year
Doctor visit: Covered by insurance
English speakers: Not available as a comparable national statistic

Cities to consider in Netherlands

Start with the places that make the country feel real, not just the national averages.

Amsterdam

Canals, Museums

Rent: 1400-2000 EUR/month
Safety: 85

Read city guide

Frequently asked questions

Common questions about retiring in Netherlands

What is the cost of living in Netherlands?

The relative PPP price-level score for Netherlands is 64.8/100 (lower means lower relative prices). Monthly rent for a one bedroom apartment in the city center is listed as 1400-2000 EUR, while health insurance is Approx. 120-150 EUR/month.

Is Netherlands safe for expats and retirees?

Netherlands has a safety index of 98.6/100. The latest comparable national intentional-homicide rate is 0.007 per 1,000 people; city-level crime can differ substantially.

How is the healthcare system in Netherlands?

The healthcare system in Netherlands has a quality index of 85/100. A doctor visit costs Covered by insurance, and health insurance typically costs Approx. 120-150 EUR/month per month.

What are the visa requirements for retiring in Netherlands?

Netherlands lists the route “No dedicated retirement visa; residence depends on another eligible route”. The published minimum-income field is not a single fixed annual amount and processing is Varies by pathway. Requirements can change, so confirm them with the relevant government office.

What is the tax situation for retirees in Netherlands?

Retirees in Netherlands face income tax rates of 49.5% Max. CGT: 33% (Deemed Income Tax). Inherit: Progressive 30−40%.. Property tax is Municipal taxes are linked to WOZ value and local rates and inheritance tax is Progressive inheritance tax generally 10–40%; allowances vary. Where applicable, tax treaties can affect double-taxation treatment.

How large is the expat community in Netherlands?

Netherlands has approximately 2,956,518 international migrants in the latest comparable estimate. A comparable national English-speaker percentage is not available. Major city profiles include Amsterdam.