What is the healthcare system like in Luxembourg?

Luxembourg has a healthcare quality index of 83/100. A doctor visit is listed as Covered by insurance, and private health insurance is listed as Approx. 150-200 EUR/month. A comparable national English-speaker percentage is not available.

What is the climate like in Luxembourg?

Luxembourg has an average temperature of 9.3. The comparable climate indicator records 17 wet days of at least 10 mm per year. Sunshine hours and preferred travel months are not included in this dataset.

Country research

Retire in Luxembourg

Retirement planning in Luxembourg depends on its local cost levels, healthcare coverage, safety record, climate, and residence rules. This page combines comparable national indicators with city-level planning ranges.

At a glance Costs and planning

72.6Overall research score

96.8Safety index

At a glance

The first numbers to check before you compare destinations.

Cost of living75/100Relative PPP score; lower is cheaper

Safety96.8/100Safety index

Healthcare83/100Quality index

Average temperature9.3°CYearly average

Why Luxembourg

A practical starting point for deciding whether the country fits your plans.

Whether Luxembourg fits your retirement depends on budget, healthcare eligibility, climate preferences, and the residence route available to you. Compare the city ranges and verify current rules before moving.

What stands out

Established healthcare and transport infrastructure
EU access.

Costs and planning

Monthly essentials, taxes, and residency details in one view.

Housing

One bedroom, city center: 1600-2300 EUR
One bedroom, suburbs: 1200-1800 EUR
Three bedrooms, city center: 2800-4500 EUR

Monthly essentials

Groceries: 450-650 EUR
Restaurant meal: Varies by city and provider
Utilities: 220-320 EUR
Health insurance: Approx. 150-200 EUR/month

Residency and taxes

Visa or permit: Residence permit for private reasons (financially independent person)
Minimum annual income: Not listed
Processing time: Varies by authority and route
Income tax: 45.75% Max. CGT: 0% (Long-held assets). Inherit: Progressive 0−48%.

Safety, climate, and healthcare

The conditions that shape everyday life after the move.

Safety

Safety index: 96.8/100
Intentional homicide: 0.015 per 1,000 (latest comparable national rate)
Police response: Not published as a comparable national statistic; varies by city

Climate and healthcare

Sunshine: Not listed
Rainfall days ≥10 mm: 17 days per year
Doctor visit: Covered by insurance
English speakers: Not available as a comparable national statistic

Cities to consider in Luxembourg

Start with the places that make the country feel real, not just the national averages.

Luxembourg City

Historic Fortifications, Financial Center

Rent: 1600-2300 EUR/month
Safety: 93

Read city guide

Frequently asked questions

Common questions about retiring in Luxembourg

What is the cost of living in Luxembourg?

The relative PPP price-level score for Luxembourg is 75/100 (lower means lower relative prices). Monthly rent for a one bedroom apartment in the city center is listed as 1600-2300 EUR, while health insurance is Approx. 150-200 EUR/month.

Is Luxembourg safe for expats and retirees?

Luxembourg has a safety index of 96.8/100. The latest comparable national intentional-homicide rate is 0.015 per 1,000 people; city-level crime can differ substantially.

How is the healthcare system in Luxembourg?

The healthcare system in Luxembourg has a quality index of 83/100. A doctor visit costs Covered by insurance, and health insurance typically costs Approx. 150-200 EUR/month per month.

What are the visa requirements for retiring in Luxembourg?

Luxembourg lists the route “Residence permit for private reasons (financially independent person)”. The published minimum-income field is not a single fixed annual amount and processing is Varies by authority and route. Requirements can change, so confirm them with the relevant government office.

What is the tax situation for retirees in Luxembourg?

Retirees in Luxembourg face income tax rates of 45.75% Max. CGT: 0% (Long-held assets). Inherit: Progressive 0−48%.. Property tax is Municipal property tax varies by commune and property value and inheritance tax is Progressive rates vary by relationship; direct heirs receive exemptions. Where applicable, tax treaties can affect double-taxation treatment.

How large is the expat community in Luxembourg?

Luxembourg has approximately 344,309 international migrants in the latest comparable estimate. A comparable national English-speaker percentage is not available. Major city profiles include Luxembourg City.