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Country research

Retire in Indonesia

Retirement planning in Indonesia depends on its local cost levels, healthcare coverage, safety record, climate, and residence rules. This page combines comparable national indicators with city-level planning ranges.

Indonesia retirement destination
78.7Overall research score
99.5Safety index

At a glance

The first numbers to check before you compare destinations.

Cost of living9.5/100Relative PPP score; lower is cheaper
Safety99.5/100Safety index
Healthcare67/100Quality index
Average temperature25.6°CYearly average

Why Indonesia

A practical starting point for deciding whether the country fits your plans.

Whether Indonesia fits your retirement depends on budget, healthcare eligibility, climate preferences, and the residence route available to you. Compare the city ranges and verify current rules before moving.

What stands out

  • Low cost of living
  • Private healthcare options; compare provider prices and coverage

Costs and planning

Monthly essentials, taxes, and residency details in one view.

Housing

One bedroom, city center
8,000,000-15,000,000 IDR
One bedroom, suburbs
5,000,000-9,000,000 IDR
Three bedrooms, city center
15,000,000-25,000,000 IDR

Monthly essentials

Groceries
4,000,000-6,000,000 IDR
Restaurant meal
Varies by city and provider
Utilities
1,000,000-1,800,000 IDR
Health insurance
Approx. 800,000-1,500,000 IDR/month

Residency and taxes

Visa or permit
Retirement Limited Stay Visa (Wisatawan Lanjut Usia/Pensiunan)
Minimum annual income
USD 18,000
Processing time
Varies by immigration office and sponsor
Income tax
Progressive up to 35%. CGT: 5%. Inherit: 0%.

Safety, climate, and healthcare

The conditions that shape everyday life after the move.

Safety

Safety index
99.5/100
Intentional homicide
0.003 per 1,000 (latest comparable national rate)
Police response
Not published as a comparable national statistic; varies by city

Climate and healthcare

Sunshine
Not listed
Rainfall days ≥10 mm
117 days per year
Doctor visit
500,000-1,000,000 IDR
English speakers
Not available as a comparable national statistic

Cities to consider in Indonesia

Start with the places that make the country feel real, not just the national averages.

Frequently asked questions

Common questions about retiring in Indonesia

What is the cost of living in Indonesia?

The relative PPP price-level score for Indonesia is 9.5/100 (lower means lower relative prices). Monthly rent for a one bedroom apartment in the city center is listed as 8,000,000-15,000,000 IDR, while health insurance is Approx. 800,000-1,500,000 IDR/month.

Is Indonesia safe for expats and retirees?

Indonesia has a safety index of 99.5/100. The latest comparable national intentional-homicide rate is 0.003 per 1,000 people; city-level crime can differ substantially.

How is the healthcare system in Indonesia?

The healthcare system in Indonesia has a quality index of 67/100. A doctor visit costs 500,000-1,000,000 IDR, and health insurance typically costs Approx. 800,000-1,500,000 IDR/month per month.

What are the visa requirements for retiring in Indonesia?

Indonesia lists the route “Retirement Limited Stay Visa (Wisatawan Lanjut Usia/Pensiunan)”. The published minimum-income field is USD 18,000 per year and processing is Varies by immigration office and sponsor. Requirements can change, so confirm them with the relevant government office.

What is the tax situation for retirees in Indonesia?

Retirees in Indonesia face income tax rates of Progressive up to 35%. CGT: 5%. Inherit: 0%.. Property tax is PBB-P2 varies by local authority and NJOP value and inheritance tax is No broad inheritance tax for most inheritances; transfer rules may apply. Where applicable, tax treaties can affect double-taxation treatment.

How large is the expat community in Indonesia?

Indonesia has approximately 445,726 international migrants in the latest comparable estimate. A comparable national English-speaker percentage is not available. Major city profiles include Denpasar (Bali).

Other destinations to compare

Use the same measures to compare nearby or similar retirement options.